Other Services
Need Additional Coverage:
Ancillary products fill the gaps left by primary health coverage, giving you greater peace of mind and financial protection. Our trained licensed brokers, can connect you with leading carriers and a range of ancillary solutions including dental, vision, hearing, hospital indemnity, cancer, and critical illness plans so you can fill those gaps in coverage.
Dental
An individual or family dental insurance plan works like a health insurance plan. You’ll pay a monthly amount to buy the plan (your premium). Most plans have a deductible, which is the amount you pay for covered services before your plan starts paying. Once you’ve met your deductible, you’ll usually pay for a percentage of covered services (coinsurance) or a fixed amount (copay). Your insurance plan typically pays for the rest, up to an annual maximum amount. A waiting period may apply for some services. Your local agent can review the differences in the various plans available to find the one best suited to your current needs.
Vision
Vision insurance plans offer coverage for eye care that’s often not covered by a health insurance plan. So, when you choose a vision plan, you’ll pay a premium to have coverage for routine eye exams to check your vision health, as well as prescription eyewear benefits.
Hospital Indemnity
Hospital indemnity insurance is a type of supplemental insurance that pays a fixed, daily cash benefit directly to you if you are hospitalized for a covered reason. It helps cover out-of-pocket costs like high deductibles, copays, and non-medical expenses, and is not a substitute for comprehensive major medical health insurance. Reviewing your current coverage with your broker of choice can help identify the gaps in coverage.
Critical Illness
Critical illness insurance provides a lump-sum, tax-free cash benefit upon diagnosis of covered serious illnesses such as cancer, heart attack, or stroke—to help pay for out-of-pocket medical costs, mortgage payments, and living expenses. It acts as a financial safety net, supplementing primary health insurance to cover non-medical recovery costs. Connect with your local trusted agent to learn more.